Optional Home Enhancements

Dolce Vita Home Insurance

Are you a homeowner or condominium owner with a higher-valued property? Dolce Vita Home Insurance reflects your lifestyle and the way you live with value-added protection including:

• $2 million liability protection
• A decreasing deductible for every claim-free year
• Full replacement cost with no obligation to rebuild your home or replace your contents (without deduction or depreciation) after a loss
• Coverage extensions at no additional cost including sewer back-up, earthquake and by-laws coverage

Identity Theft Insurance

Protect your most valuable possession – your identity. For $35 a year, you can add Identity Theft Insurance to your property insurance policy and receive the following protection:

• Increased coverage ($15,000) for your credit card / automated teller card
• Coverage for identity theft to a maximum of $15,000 (for costs such as legal fees, registered mail costs, long distance telephone charges and lost wages)
• Access to a credit card registry hotline notification service to block card use
• Access to assistance from qualified professionals via a legal assistance helpline

Personal Umbrella

We live in a very litigious world. If you are concerned you may not have enough liability coverage, consider protecting yourself and your family by purchasing Personal Umbrella, and receive the following:

• Increased liability limits (an additional $1 million to $5 million)
• Additional coverage for automobiles driven outside of Canada or the U.S.
• Coverage for your involvement as a director or officer of a non-profit group
• Peace of mind in case of a lawsuit

Home Business Protector

If you run a hobby or home business, you will need additional insurance coverage not included in your property insurance policy. EDvance’s Home Business Protector offers coverage for:

• Theft or vandalism to business contents such as stock, tools and equipment, exterior signs and landscaping
• Business income, accounts receivable, valuable papers and records and professional fees
• Commercial general liability covering products and your completed operations

Other Risks and Alternative Choices for Insurance Coverage

EDvance recognizes that certain items or situations do not fall within a standard property insurance policy. We have a dedicated team that can help you to place these sometimes hard to find coverages. We can work with you to provide protection for:

• Watercraft, boats, Seadoos, personal watercraft and their trailers
• Snowmobiles
• All-terrain vehicles
• Short-term storage
• Vacant homes
• Buildings under construction
• Special event requirements such as a liquor license and hole-in-one coverage for golf tournaments

Call Us Today!

For more information or to make changes to your property insurance policy, please call us at 1.800.272.5688.

As an EDvance property insurance policyholder, you can add any of these optional benefits to your policy at any time. If you are not yet insured with EDvance, request a no-obligation quote.

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